Crypto Regulation India: What’s Legal, What’s Not in 2025

When it comes to crypto regulation India, the government’s stance on digital assets has moved from uncertainty to controlled oversight. Also known as Indian cryptocurrency rules, it’s not a ban—but it’s far from full acceptance. The Reserve Bank of India no longer blocks banks from serving crypto businesses, but there’s no official legal framework either. That’s why traders rely on exchanges like Unocoin, one of India’s oldest and most regulated crypto platforms to stay compliant.

What you can do is clear: buy, sell, and hold Bitcoin, Ethereum, and other coins. What you can’t do is avoid taxes. The Indian government treats crypto as a taxable asset—capital gains from trading are taxed at 30%, and a 1% TDS applies to every transaction over ₹50,000. This isn’t just a suggestion; it’s enforced. Exchanges like Unocoin and CoinDCX, major Indian platforms that follow KYC and reporting rules now collect and report user data to tax authorities. If you’re trading, you’re being tracked. There’s no hiding behind anonymity.

India’s approach isn’t about stopping crypto—it’s about controlling it. Unlike countries that outright ban digital assets, India lets people trade but demands transparency. That’s why you’ll see more people using peer-to-peer platforms or stablecoins to bypass banking delays, even as exchanges tighten compliance. The rules are still evolving, but one thing’s certain: if you’re active in crypto in India, you need to understand your obligations. Below, you’ll find real-world breakdowns of how Indian exchanges operate, what the tax laws actually mean for your portfolio, and how traders are adapting to the new normal. No fluff. Just what you need to know to stay safe and legal in 2025.